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Last month I deviated a bit from my usual path in my articles to simply expound on what I’m watching and what I find interesting in the markets and economies around the world. While it was nice to get some positive feedback,it was strongly suggested that I shorten my comments but write more often.

To be honest, I’ve been working and reworking this article for several weeks as I hoped to start the new year with something very erudite, very impactful, and memorable while also helping our readers to better manage their own finances. The truth is it seems like everybody has said whatever I want to say elsewhere and probably better.

Nate creates another holiday financial poem: Frosty the Saver; Was a humble happy man; With a modest job; And 401K and; A written financial plan 

Nate pens another holiday financial poem: Every Who down in Who-ville saved and invested a lot…But the Grinch, Who lived just north of Who-ville, did NOT!

Nate writes his first holiday-themed financial poem: Twas the night before Christmas, a time full of cheer; As I started to reflect, on the events of past year...